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Why First-Time Home Buyers Love Working With HOTRG
You Can Trust We Have You Covered
Buying your first home may feel like the largest purchase of your life, but it doesn’t have to be overwhelming. From getting pre-approved to getting the keys, we guide you through every step of the process so you can feel confident and excited about your purchase.
Step-By-Step Guidance
We explain each stage of the process in plain language so you never feel lost.
Industry Connections
From lenders and title companies, to inspectors and contractors, we’ll connect you with professionals who understand first-time buyers.
Strong Negotiations
We protect your best interests and make sure you get the best price and terms.
Education & Resources
From financing to contracts, you’ll always know what’s coming next.
Ongoing Support
You'll have continued access to resources and referrals long after move-in day.
The First-Time Buyer Process
1
Consultation & Planning
We’ll discuss your goals, must-haves, and budget to build a personalized plan.
2
Pre-Approval
We connect you with trusted lenders to get pre-approved so you’re ready when the right home comes along.
3
Home Search & Showings
We’ll tour properties together (or virtually) and help you evaluate options.
4
Making An Offer
We write competitive offers and negotiate strongly on your behalf.
5
Inspections & Appraisal
We coordinate inspections, appraisals, and repairs with vetted professionals to protect your investment.
6
Closing & Move-In
From final walkthrough to closing table, we keep things seamless.
Key Buying Vocabulary
Pre-Approval
A lender’s written estimate of what you can borrow, based on credit and income.
Inspection
Professional evaluation of the home’s condition.
Earnest Money
Buyer’s deposit to show good faith - typically 1%. Paid immediately after contract is executed and held in escrow until closing, and then goes toward the down payment.
Appraisal
Lender-required property valuation to confirm purchase price is fair.
Escrow
A neutral account holding funds and documents until conditions of the sale are met.
Closing Costs
Fees and expenses due at closing, often 2–5% of the purchase price.
Down Payment
The portion of the purchase price you pay upfront.
Equity
The portion of your home you own after subtracting what you owe.